Early in my career I had an experience that solidified in me a commitment to always work in my clients' best interests.
It was the week before Christmas. I was at the trading desk of the firm I worked for at the time when management came through and told us we had one day to pack our things and leave. The company had gone belly-up, and in its downfall took with it the investments of many who had trusted them with their money. Some of these clients were retirees who would not have time to rebuild portfolios damaged by the poor decisions of advisors who should have been looking out for them.
Customer names and information were sold to another company without their knowledge. They became just another number to just another broker. I knew I did not want to do business like that.
I became a Certified Financial Planner, and as such I work as a fiduciary for my clients as mandated by the CFP Board. Fiduciary is a fancy word that means I am required to have your best interests in mind 100 percent of the time. Not what is sufficient, not what is suitable, but what is best.
I take this commitment seriously, and am not beholden to any investment company. My philosophy is to help you plan for your future by managing assets to achieve your life goals based on what is important to you. I use sophisticated planning tools and my 17 years of experience in the financial industry to offer the most efficiently priced options available in a plan that works for your individual needs.
If you'd like a plan for your financial future made by someone who is looking out for your best interests, contact me for a no-cost consultation.
Dan Osgood has been in the financial industry for 17 years. He earned his BA in Economics from UCSD and is a Certified Financial Planner. Dan resides in Carmel Valley with his veterinarian wife Robin and boy and girl twins who keep him very busy in his spare time.
Dan Osgood, CFP®
11622 El Camino Real
San Diego, CA 92130